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There was a time, a generation ago in the 20th Century, when thinking (at all) about supporting yourself in your retirement year’s generally involved only one thing: the size and viability of your financial portfolio and your non-liquid assets (if any).

Not so in the 21st Century.

Today, financial portfolios and non-liquid assets, while obviously important, are only one of the critical elements that make up and affect the cash flow that you will absolutely need for your retirement income – cash flow that helps ensure that you do not outlive your money.

In an effort to not outlive your money, you need to recognize and manage all of these critical elements. Do this and you will have what we call a Financial Longevity Bundle© —Lifetime Cash Flow! Click Here For The New Financial Longevity Bundle© - A Lifeline Letter From Universal Wealth Management.

Click Here to view The Financial Longevity Bundle Newsletter Archives for up-to-date information on the critical elements that make up and affect your cash flow today.  

The first step may be the most difficult. No matter how comfortable you feel today, don’t assume everything will be okay. Don’t ignore the New Reality. To receive more information on the New Financial Longevity Bundle©, please Contact Us for detailed information.

Universal Wealth Management is a comprehensive financial services firm committed to helping our clients improve their long-term financial independence. Our customized programs are designed to help grow, protect, and preserve our clients’ wealth by delivering an unprecedented level of personalized service and expertise.

We encourage you to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to Contact Us. We look forward to hearing from you.

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Our Company

Our primary goal at Universal Wealth Management is to offer you, our clients, sound financial and investment advice without the corporate pressure to sell proprietary products. This allows us to work more closely in our client and advisor relationship to help accomplish your long-term financial goals.

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Our Services

At Universal Wealth Management, we offer an extensive range of  products and services as well as life, health, disability and long-term care insurance.

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Meet Our Team

The power of a global partner. Karen Emma is the Founder and President of Universal Wealth Management in Providence, Rhode Island.

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