About Our Company Universal Wealth Management (UWM) was founded in January 2007. Karen Emma, President, has chosen to form an independent business which will provide financial services and insurance services. Separately Karen Emma is a registered representative offering investment management services through Osaic Wealth, Inc., a leading independent, full service broker-dealer and member of FINRA and SIPC.Our primary goal at Universal Wealth Management (UWM) is to offer you, our clients sound financial and investment advice without the corporate pressure to sell one or more proprietary products. This will allow us to work more closely in our client and advisor relationship to best help accomplish your long-term financial goals. The best way for us to accomplish this is by working with a with a quality firm whose mission is to service and support independent advisors like me in order to help us formulate the best overall investment platform to support our client needs.At Universal Wealth Management (UWM), we will continue to offer an extensive range of products and services, as well as life, disability and long term care insurance. As always, the basis of our investment and insurance recommendations will be grounded in your financial goals. Our mission is to be able to expand our planning capabilities and enhance the quality of our client service experience overall.