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Products & Services

At Universal Wealth Management, we provide expert assistance in the following areas:

Social Security and Medicare

  • Understanding Social Security
  • Social Security Retirement Benefits
  • Social Security Disability Benefits
  • Understanding Medicare Parts A, B, C and D
  • Enrollment in Medicare Health Plans
  • Medicare Prescription Drug Coverage
  • Choosing the Best Medicare Plan For You
  • Dual Eligible Medicare/Medicaid Plans
  • Individual and Group Health Insurance
  • Individual and Group Medicare Health Insurance
  • Dental Plans

Business Planning

  • Starting or Buying a Business
  • Choosing a Business Entity
  • Business Insurance
  • Business Tax Planning
  • Retirement Plan Options
  • Business Succession
  • Business Group Health Plans
  • Business Group Medicare Plans

Estate / Generational Planning

  • Wills and Trusts
  • Planning for Incapacity
  • Creating and Preserving a Family Legacy
  • Using Life Insurance in Estate Planning
  • Strategies to Minimize Estate Taxes
  • Charitable Gifting Strategies

Life Events: Expected or Unexpected

  • Buying a Home
  • Getting Married
  • Raising a Family
  • Child with Special Needs
  • Changing Jobs
  • Starting a Business
  • Caring for an Aging Parent
  • Getting Divorced
  • Death of a Family Member
  • Veterans Benefits

    Investment Planning

  • Investing Basics (Brokerage Accounts, etc.)
  • Setting Investment Goals
  • Designing and Managing Investment Portfolios
  • Handling Market Volatility
  • Asset Allocation and Diversification
  • Taxable vs. Tax Free Investing
  • Stocks
  • Bonds
  • CDs
  • Mutual Funds/ ETFs
  • Access to Top Professional Money Managers
  • Multi-Disciplined Discretionary Strategies
  • SEI Private Trust Company

    Insurance Planning

  •  Protecting Your Loved One with Life        Insurance
  • Estimating your Life Insurance Needs
  • What Type of Life Insurance is Best for You?
  • Creating and Estate Plan with Life Insurance
  • Long-Term Care Options
  • Financial Impact of Disability
  • Disability Income Insurance
  • Individual and Group Health Insurance
  • Individual and Group Medicare Health Insurance

    Education Planning

  • Saving for College
  • 529 Plans
  • Financial Aid
  • Student Loans
  • Repaying Student Loans
  • Education Tax Credits and Deductions

     Retirement Planning

  • IRAs (Educational IRAs, Traditional IRAs, Roth IRAs, SEP IRAs, Simple IRAs)
  • Employer Sponsored Retirement Plans
  • Annuities
  • Strategies for Retirement Plan Distributions
  • Saving for Retirement
  • Planning for Income in Retirement

    Tax Planning

  • Income Tax Planning
  • Year-End Tax Planning
  • Investment Tax Planning
  • Alternative Minimum Tax (AMT)
  • Gift and Estate Taxes


    Personal Finance

  • Budgeting and Cash Reserves
  • Establishing and Maintaining Credit
  • Credit Cards 
  • Homeownership
  • Buying or Leasing a Car
  • Identity Theft