Retirement Planning
Universal Wealth Management can help guide you along the path to—and through—retirement. No matter where you are in life, we provide guidance, tools, and services to help you prepare for retirement on your terms. IRA’s, employer sponsored retirement 401 (k) and 403 (b) plans and profit sharing play a central role in this process. We can help you prioritize savings, financial goals and optimize your retirement strategy to save more. We can also set up and manage your retirement portfolio to ensure long term sustainability.
The goal of our advisors is to work closely with each client to assure individual attention and an investment product mix that meets each investor's needs. To achieve this mission, we bring a combination of experience, knowledge, objectivity and impartiality. We educate our clients about the historical evidence supporting various investment methodologies so that they can make decisions about which ones are right for their particular situation. This process in turn allows us to match client objectives with the appropriate risk measure to provide clients with a personalized portfolio implementation.
Our missions is to ensure that you do not outlive your retirement income stream. Longevity is alive and well today. Many people live longer and well into their 80’s, 90’s, and into their 100’s. In today’s world, the majority of individuals spend at least 40 years of the lives working and in turn now spend another 40 plus years in retirement. It is imperative for us to look at all aspects of your retirement plan, including investment accounts, retirement accounts, tax planning and most especially the rising expenses associated with retirees. These rising expenses include day to day costs such as food, phone, cable, utilities, internet costs, and most especially the rising costs associated with Social Security, Medicare and additional health care costs. Our primary focus is to ensure the appropriate strategies for your retirement plan distributions to coordinate with your life and ensure you do not outlive your retirement income stream.
|
|
|
|
|
|
Click Here for Additional Retirement Planning Resources
Click Here to see the most common Frequently Asked Questions for Retirement Planning