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Social Security and Medicare

Universal Healthcare / Universal Wealth Management offers complete retirement planning including Social Security enrollment, understanding all areas of Medicare, and helping clients identify and enroll in the best Medicare plan to fit their health care needs. 

Click Here to attend a Social Security & Medicare Event Near You!

Click Here to view the 2023 Medicare and You Booklet!

We feel we are unique in that we provide support throughout your complete retirement process beginning with Social Security.  We strive to help our clients’ sort through and understand Medicare and its costs, to coincide with their retirement income stream.  We are a full-service firm offering a personalized approach to helping clients achieve financial wellness by coordinating their retirement planning to support their health and financial goals.

As a valued partner with Blue Cross Blue Shield of RI, UnitedHealthcare®, and various other local health insurance companies, we work together as an independent insurance agent to provide the benefits needed to make your Social Security and Medicare decisions. The primary benefits of this process should be simplification and peace of mind.   Our advisors may or may not participate in any commissions paid in the event of changes in coverage.  This is disclosed to clients beforehand.

·        Understanding Social Security

·        Individual and Group Health Insurance

·        Understanding Medicare Parts A, B, C & D

·        Individual and Group Medicare Health Insurance

·        Choosing the Best Medicare Plan For You

·        Social Security Retirement Benefits

·        Enrollment in Medicare Health Plans

·        Social Security Disability Benefits

·        Medicare Prescription Drug Coverage

·        Dual Eligible Medicare/Medicaid Plans

·        Dental Plans


Click Here to see the most common Frequently Asked Questions for Medicare

Universal Wealth Management provides guidance and assistance to anyone new to Medicare or currently enrolled in the states of RI, MA, as well as CA, CT, CO, DE, FL, IA, IL, IN, ME, MI, MO, NH, NJ, NY, OH, OR, PA, SC, VA, VT and WI.  During the open enrollment period of October 15th – December 7th, Universal Wealth Management hosts more than 50 free Medicare events throughout the state. Each event provides an introduction to Medicare and comprehensive information on the Medicare plans available annually.  Additional events will be available throughout the year and by request.