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Joseph Goddard

Joseph Goddard - Independent Insurance Broker

Joseph Goddard - Independent Insurance Broker


Life Insurance | Annuities Long Term Care Insurance

Medicare | Social Security Insurance Specialist

Email:    joe@universalwm.com

Phone:  401-331-7600

Click Here to Schedule Your Appointment Today!


An experienced insurance specialist,  Joe focuses on Social Security benefits, Medicare, Medicaid Planning, Individual Life and Health Insurance Planning, long-term care insurance, as well as Small and Large Group Business Insurance Planning. 

Joe provides responsive client-focused representation of core insurance products, life insurance, Medicare products and annuities.  He achieves short and long range client objectives by merging insurance knowledge and relationship knowledge and communication skills to provide the best possible recommendation for his clients.

Our business is built on a foundation of thoughtful client relationships.

Together, we can identify and enroll you in the the best Healthcare/Medicare plan that fit your healthcare / Medicare needs.

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Schedule Your In Person or Virtual Appointment Today! 

Schedule Your In Person or Virtual Appointment Today! 

1 hour

• Understanding Social Security
• Social Security Retirement Benefits
• Social Security Disability Benefits
• Understanding Medicare Parts A, B, C and D
• Enrollment in Medicare Health Plans
• Medicare Prescription Drug Coverage
• Choosing the Best Medicare Plan For You
• Dual Eligible Medicare/Medicaid Plans

Schedule Today!
Get a FREE Consultation or Complete the attached link for more information.

Get a FREE Consultation or Complete the attached link for more information.

Your Local Independent Medicare Specialist

Licensed in Your State

Whether it’s family or business you have people that count on you. Insurance is about peace of mind and protecting those who trust us. We provide no obligation, consultations so you can be sure you are making the best choices for your healthcare/Medicare and life insurance needs.

 Areas of focus are: Social Security • Medicare • Health Insurance • • Life Insurance • Long Term Care • Annuities.

Our resources cover all aspects of insurance so before making decisions about your insurance needs contact us!

Learn More About Our Capabilities, Products and Services