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Universal Healthcare

UniversalWM offers complete retirement planning including Social Security enrollment, understanding all areas of Healthcare/Medicare, and helping clients identify and enroll in the best Healthcare/Medicare plan to fit their health care needs. 

Click Here to attend a UWM Financial Longevity Event Near You!

Click Here to attend a Free "Medicare Untangled" Event Near You!

Click Here to view the 2021 Medicare and You Booklet!

We feel we are unique in that we provide support throughout your complete retirement process beginning with Social Security.  We strive to help our clients’ sort through and understand their Healthcare/Medicare plan and its costs, to coincide with their retirement income stream.  We are a full-service firm offering a personalized approach to helping clients achieve financial wellness by coordinating their retirement planning to support their health and financial goals.

As a valued partner with Blue Cross Blue Shield of RI, UnitedHealthcare®, and various other local health insurance companies, we work together as an independent insurance agent to provide the benefits needed to make your Social Security and Medicare decisions. The primary benefits of this process should be simplification and peace of mind.   Our advisors may or may not participate in any commissions paid in the event of changes in coverage.  This is disclosed to clients beforehand.

·        Understanding Social Security

·        Individual and Group Health Insurance

·        Understanding Medicare Parts A, B, C & D

·        Individual and Group Medicare Health Insurance

·        Choosing the Best Medicare Plan For You

·        Social Security Retirement Benefits

·        Enrollment in Medicare Health Plans

·        Social Security Disability Benefits

·        Medicare Prescription Drug Coverage

·        Dual Eligible Medicare/Medicaid Plans

·        Dental Plans


Click Here to see the most common Frequently Asked Questions for Social Security

Click Here to see the most common Frequently Asked Questions for Medicare

 Click Here to see the most common Frequently Asked Questions for HSA (Health Spending Account)

Click Here to Enroll in an HSA (Health Spending Account) Today!

Universal Wealth Management / Universal Healthcare provides guidance and assistance to anyone new to Medicare or currently enrolled in the states of RI, MA, as well as CA, CT, CO, DE, FL, IA, IL, IN, ME, MI, MO, NH, NJ, NY, OH, OR, PA, SC, VA, VT and WI.  During the open enrollment period of October 15th – December 7th, UWM hosts more than 200 free Medicare events throughout the state. Each event provides an introduction to Medicare and comprehensive information on the Medicare plans available annually. Additional events will be available throughout the year and by request.